Privacy Policy for Prosper Firm, LLC

Effective Date: February 14, 2020

Welcome to www.ProsperFirm.com (the “Site”). This Privacy Policy explains how Prosper Firm, LLC (“we”, “us”, or “our”) collects, uses, discloses, and protects your information when you visit our Site and use our services. Prosper Firm, LLC encompasses multiple divisions, including Prosper Home Mortgage, LLC, a mortgage brokerage licensed in PA, FL & MO, as well as Prosper Law Firm LLC, and Graceful Care Living, LLC. By accessing or using our Site, you agree to the terms of this Privacy Policy.

1. Information We Collect

Personal Information

We may collect personal information that you provide directly to us, including but not limited to:

1. Name
2. Email address
3. Postal address
4. Phone number
5. Social Security number
6. Financial information (e.g., income, credit history, loan information)
7. Employment information
8. Any other information you choose to provide

Non-Personal Information

We may also collect non-personal information automatically when you visit our Site, such as:

1. IP address
2. Browser type
3. Operating system
4. Referring URLs
5. Pages viewed and the order of those pages
6. Date and time of visit
7. Device information

Cookies and Tracking Technologies

We may use cookies, web beacons, and other tracking technologies to collect information about your browsing activities. You can set your browser to refuse cookies, but this may limit your ability to use certain features of our Site.

2. How We Use Your Information

We may use the information we collect for various purposes, including to:

1. Provide, operate, and maintain our Site and services
2. Process and evaluate your loan applications and other requests
3. Communicate with you about your account, transactions, and other administrative matters
4. Send you marketing and promotional materials, unless you opt out
5. Improve our Site, services, and marketing efforts
6. Comply with legal obligations and protect our legal rights
7. Prevent and detect fraud and other prohibited activities

3. How We Share Your Information

We may share your information with:

1. Affiliated Companies: We may share information with our affiliated companies, including Prosper Home Mortgage, LLC, Prosper Law Firm LLC, and Graceful Care Living, LLC, for business purposes.
2. Service Providers: We may share information with third-party service providers who assist us with various aspects of our business operations, such as payment processing, data analysis, marketing, and customer service.
3. Legal and Regulatory Authorities: We may disclose information to legal and regulatory authorities as required by law or to protect our legal rights.
4. Business Transfers: In the event of a merger, acquisition, reorganization, or sale of assets, your information may be transferred as part of the transaction.

4. Data Security

We implement reasonable security measures to protect your information from unauthorized access, use, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

5. Your Rights and Choices

You have certain rights regarding your personal information, including:

1. Access: You can request access to your personal information.
2. Correction: You can request that we correct any inaccurate or incomplete information.
3. Deletion: You can request that we delete your personal information, subject to certain exceptions.
4. Opt-Out: You can opt out of receiving marketing and promotional emails from us by following the unsubscribe instructions in those emails.

To exercise these rights, please contact us using the information provided below.

6. Third-Party Links

Our Site may contain links to third-party websites. We are not responsible for the privacy practices or content of these websites. We encourage you to read the privacy policies of any linked websites you visit.

7. Children’s Privacy

Our Site is not intended for children under the age of 13, and we do not knowingly collect personal information from children under 13. If we become aware that we have collected personal information from a child under 13, we will take steps to delete such information.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be effective immediately upon posting the revised Privacy Policy on our Site. We encourage you to review this Privacy Policy periodically to stay informed about our information practices.

9. Contact Us

If you have any questions or concerns about this Privacy Policy or our privacy practices, please contact us at:

Prosper Firm, LLC
200 Lincoln Avenue

Millvale, PA 15209

info@ProsperFirm.com

Thank you for visiting www.ProsperFirm.com. Your privacy is important to us, and we are committed to protecting your information.