Terms and Conditions for Prosper Firm, LLC

Effective Date: February 14, 2020

Welcome to www.ProsperFirm.com (the “Site”). This Privacy Policy explains how Prosper Firm, LLC (“we”, “us”, or “our”) collects, uses, discloses, and protects your information when you visit our Site and use our services. Prosper Firm, LLC encompasses multiple divisions, including, but not limited to, Prosper Home Mortgage, LLC, a mortgage brokerage, as well as Prosper Law Firm LLC, Prosper Capital, LLC, Prosper Capital Management, LLC, The Prosper Firm, LLC, and Graceful Care Living South, LLC. By accessing or using our Site, you agree to the Terms and Conditions.

1. Use of the Site

Eligibility

You must be at least 18 years old and have the legal capacity to enter into these Terms to use our Site. By using our Site, you represent and warrant that you meet these requirements.

License

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Site for your personal, non-commercial use, subject to these Terms. You agree not to use the Site for any unlawful or prohibited purpose.

Restrictions

You agree not to:

1. Use the Site in any manner that could disable, overburden, damage, or impair the Site or interfere with any other party’s use of the Site.
2. Attempt to gain unauthorized access to any part of the Site, other accounts, computer systems, or networks connected to the Site.
3. Use any robot, spider, or other automatic device, process, or means to access the Site for any purpose.
4. Use the Site to transmit any false, misleading, fraudulent, or illegal information.
5. Modify, adapt, translate, reverse engineer, decompile, or disassemble any portion of the Site.

2. Intellectual Property

All content on the Site, including text, graphics, logos, images, videos, and software, is the property of Prosper Firm, LLC or its content suppliers and is protected by United States and international copyright, trademark, and other intellectual property laws. You may not use, reproduce, distribute, or create derivative works of any content on the Site without our express written permission.

3. Privacy

Your use of the Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our practices regarding the collection, use, and disclosure of your information.

4. Disclaimers

No Financial Advice

The information provided on the Site is for general informational purposes only and does not constitute financial, legal, or professional advice. You should consult a qualified professional for advice specific to your situation.

No Warranties

The Site is provided on an “as-is” and “as-available” basis, without warranties of any kind, either express or implied. We disclaim all warranties, including but not limited to, implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.

5. Limitation of Liability

To the fullest extent permitted by law, Prosper Firm, LLC, its affiliates, and their respective directors, officers, employees, agents, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from:

1. Your use of or inability to use the Site.
2. Any unauthorized access to or use of our servers and/or any personal information stored therein.
3. Any interruption or cessation of transmission to or from the Site.
4. Any bugs, viruses, trojan horses, or the like that may be transmitted to or through the Site by any third party.
5. Any errors or omissions in any content or for any loss or damage incurred as a result of the use of any content posted, emailed, transmitted, or otherwise made available through the Site.

6. Indemnification

You agree to indemnify, defend, and hold harmless Prosper Firm, LLC, its affiliates, and their respective directors, officers, employees, agents, and licensors from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to your use of the Site, your violation of these Terms, or your violation of any rights of another.

7. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the State of [Insert State], without regard to its conflict of law principles. Any legal action or proceeding arising out of or related to these Terms or the Site shall be brought exclusively in the state or federal courts located in [Insert County], [Insert State], and you consent to the jurisdiction of such courts.

8. Changes to These Terms

We may update these Terms from time to time at our discretion. Any changes will be effective immediately upon posting the revised Terms on the Site. Your continued use of the Site following the posting of changes constitutes your acceptance of those changes.

9. Termination

We reserve the right to terminate or suspend your access to all or part of the Site, without notice, for any reason, including your violation of these Terms. Upon termination, all provisions of these Terms that by their nature should survive will survive, including ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

10. Contact Us

If you have any questions or concerns about these Terms or the Site, please contact us at:

Prosper Firm, LLC

20436 Route 19 STE 620 #384

Cranberry Township, PA 16066

info@prosperfirm.com

Thank you for visiting www.ProsperFirm.com. We appreciate your use of our Site and your adherence to these Terms.